How to Find a CERTIFIED FINANCIAL PLANNER™ in Claremont, California
A CERTIFIED FINANCIAL PLANNER™ (CFP®) professional may be the right financial professional for you if you’re looking for comprehensive financial planning to help achieve goals like retirement. This article covers what a CFP® professional is and how to find one in Claremont, CA.
What Is a CFP® Professional?
A CERTIFIED FINANCIAL PLANNER™ (CFP®) certificant is a professional who has met the education, experience, and ethics requirements set forth by the CFP Board of Standards. To become CFP® professionals, financial advisors must complete a course of study covering various aspects of personal financial planning. These areas include:
Professional Conduct and Regulation
General Principles of Financial Planning
Risk Management and Insurance Planning
Investment Planning
Tax Planning
Retirement Savings and Income Planning
Estate Planning
Psychology of Financial Planning
Financial Plan Development
Financial advisors with the CFP® mark must also pass a rigorous exam, have relevant work experience, and agree to adhere to the CFP Board’s Code of Ethics and Standards of Conduct.
A CFP® professional is trained to provide advice on a wide range of financial matters, including retirement planning, investment management, tax planning, risk management, and estate planning. They work with clients to help define and achieve their financial goals and create customized plans to meet those goals.
CFP® certificants must also meet ongoing education requirements to stay current on new laws and regulations, as well as changes in the financial industry.
In addition to their education and experience requirements, CFP® professionals must adhere to specific ethical and professional standards. These include acting in clients’ best interests as fiduciaries. They must also avoid or disclose and manage conflicts of interest.
How to Find a CERTIFIED FINANCIAL PLANNER™ in Claremont
Perhaps the easiest way to find a CFP® professional in Claremont, CA, is to go to the CFP Board’s Let’s Make a Plan webpage. Here you can search for financial advisors with the CFP® mark who serve your area. You can also find resources to manage the process.
If you already have a potential advisor in mind, you want to ensure that the professional you are considering is in good standing with the CFP Board. You can verify their status by using the Verify a CFP® Professional tool on the board’s website.
Another way to find a CFP® professional in Claremont is to ask for recommendations from friends, family, or professionals such as attorneys or accountants. You can then research their websites to help make sure they have expertise in your financial situation.
For example, our Claremont financial advisory firm helps clients turn their retirement savings into retirement income. We may be a good fit for you if you are preparing for retirement or are already retired and want comprehensive retirement planning without using annuities.
When you have a short list of potential advisors, schedule complimentary calls to determine a mutual fit. You will generally discuss your concerns and how the advisor may help you. You can also get a feel for their areas of experience, fee structure (e.g., fee-only like our firm), and process for working with you.
Final Thoughts
A CERTIFIED FINANCIAL PLANNER™ (CFP®) professional has met stringent standards in order to provide comprehensive financial planning in achieving your financial goals. To find a CFP® certificant in Claremont, CA, you can check with the CFP Board’s website or ask for referrals from friends, or professionals. From there, you can research them and schedule introductory calls to make sure that the professional you are considering can help you meet your goals.
Schedule a call with a fee-only financial advisor today.
This material was generated using artificial intelligence and edited by Kaleido Inc. from information derived from sources believed to be accurate. This information should not be construed as investment, tax, or legal advice.